El Dorado Hills, Folsom and Cameron Park real estate and homes for sale in California, luxury homes, golf courses - Scott McCoy, REALTOR® Scott McCoy REALTOR(r) for El Dorado Hills, Folsom and Cameron Park, California real estate, luxury homes, golf courses - NUMBER1EXPERT™ Scott McCoy NUMBER1EXPERT(tm) for El Dorado Hills, Folsom and Cameron Park, California real estate, luxury homes, golf courses
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Scott McCoy, REALTOR®, real estate agent and broker for El Dorado Hills, Folsom and Cameron Park California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Real Estate Trivia
Q 
Where is the world's largest stained glass window?

A 
The American Airlines terminal at the Kennedy International Airport in New York City has a stained-glass window that is 300 feet long and 23 feet high.
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Scott McCoy, REALTOR®, real estate agent and broker for El Dorado Hills, Folsom and Cameron Park California home listings, property and land for sale - NUMBER1EXPERT(tm)

Scott McCoy
RE/MAX Gold

4359 Town Center Blvd., Ste 311
El Dorado Hills, CA. 95762
Phone: 916-941-9800
Toll Free: 800-263-3300
Fax: 916-941-9898
Email: scottmccoy@NUMBER1EXPERT.com

The Real McCoy “In real estate, I believe there is no substitute for professional integrity, excellent service and a genuine desire to help others succeed. It’s the only way I know how to treat my clients and exceed their expectations from consultation to closing.” Scott McCoy Successfully Selling Homes Like Yours Since 1988.

Equal HousingMLSREALTOR


RE/MAX Gold real estate and homes for sale in El Dorado Hills, Folsom and Cameron Park California

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